Keeping a roof over your head with Homeowners Insurance
Home insurance that ensures you aren’t left out in the cold through loss or damage.
The adage says home is where the heart is. Your home is where you and your family make memories. That’s why it’s important to properly protect it. We’ve built our reputation on the promise to protect what’s important to you. Our agents will work with you to develop a personalized homeowners insurance package that delivers on our promise.
Available Home Insurance Coverages
Property insurance/hazard insurance coverage
Covers many types of damage to your home/condo and separate structures from hazards like wind, fire, hail, theft and vandalism. Trust Rural to provide the best house hazard insurance and wind and hail coverage that Wisconsin has to offer.
Personal property coverage
Protection for your personal belongings, like furniture, electronics, clothing and appliances.
Liability coverage
Protects you when you’re legally liable for someone else’s bodily injury or property damage resulting from an accident by you or household members on or off premises.
Umbrella coverage
Sometimes you might not have enough coverage to protect you properly. Umbrella coverage insures above and beyond the limits of your typical liability coverage.
Medical coverage
Covers medical expenses incurred if someone gets injured by accident within your home.
Recreational vehicle coverage
Provides recreational vehicle coverage options to help protect you and your weekend getaway plans at an affordable rate.
Watercraft coverage
Properly insure your boat and watercraft under your Rural Mutual home insurance policy.
Equipment breakdown
Systems you rely on, like your water heater, air conditioning, refrigerator, are susceptible to mechanical and electrical failures. If you’re not protected, repairing or replacing this critical equipment can cost a fortune. Learn more.
Identity fraud expense
This optional coverage can protect your identity from being stolen or help you get it back. Learn ways to not let thieves steal your info.
Builder’s risk
Protect your investment with builder’s risk insurance while building your dream home or building.
Back up of sewer and sump pump overflow
Add this affordable coverage to your policy to avoid a disaster and be prepared to arrange for clean-up or repair services ASAP.
