Keeping a Roof Over Your Head with Wisconsin Homeowners Insurance The adage says home is where the heart is. Your home is where you and your family make memories. That’s why it’s crucial to protect it adequately. Our agents will work with you to develop a personalized homeowners insurance policy that delivers on our promise to protect Wisconsin families. Get a Quote Find an Agent Explore Our Home Insurance Coverages Property Insurance/Hazard Insurance Coverage Covers many types of damage to your home and structures from hazards like wind, fire, hail, theft, and vandalism. Trust Rural Mutual to provide Wisconsin’s best house insurance from hazards such as wind and hail. Umbrella Coverage Sometimes you need more coverage to protect you adequately. Umbrella coverage insures above and beyond the limits of your typical liability coverage. Learn More > Personal Property Coverage Protection for personal belongings, like furniture, electronics, clothing, and appliances. Liability Coverage Protects you when you’re legally liable for someone else’s bodily injury or property damage from an accident by you or household members on or off premises. Country Estate Insurance More than your home but not quite a full-time farm. It’s your Country Estate. We’ve combined our home coverage with our farm expertise so you can protect your piece of rural Wisconsin. Learn More > Medical Coverage Covers medical expenses incurred if someone gets injured in an accident within your home. This keeps both you and your guests protected. Additional Home Insurance Coverage Recreational Vehicle Coverage Provides recreational vehicle coverage options to help protect you and your weekend getaway plans at an affordable rate. Equipment Breakdown Systems you rely on, like your water heater, air conditioning, and refrigerator, are susceptible to mechanical and electrical failures. If you’re not protected, repairing or replacing this critical equipment can cost a fortune. Watercraft Coverage Properly insure your boat and watercraft under your Rural Mutual home insurance policy. Builders Risk Protect your investment with builder’s risk insurance while building your dream home or building. Identity Fraud Expense This optional coverage can protect your identity from being stolen or help you get it back. Learn ways to prevent thieves from stealing your info. Sewer and Sump Pump Overflow Add this affordable coverage to your policy to avoid a disaster and be prepared to arrange for clean-up or repair services ASAP. Start My Quote HOME Insurance Insights How to avoid basement floodingWisconsin might not sit in tornado alley or a hurricane zone, but… Learn More > How to avoid basement flooding How to teach kids about moneyImagine your eight-year-old son walks through the door after playing with friends… Learn More > How to teach kids about money Why cleaning your chimney is importantFrom cross-country skiing and sledding to ice fishing and holiday snowfall, there’s… Learn More > Why cleaning your chimney is important Tips for sticking to your holiday budgetYou’ve done everything right so far. Rather than let the holidays sneak… Learn More > Tips for sticking to your holiday budget Tips for aging in your homeYou’ve worked hard your whole career and are enjoying retirement. Golfing any… Learn More > Tips for aging in your home Do you have a fire escape planImagine you’re a homeowner and parent of two school-aged kids. Your seven-year-old… Learn More > Do you have a fire escape plan Products & Services Farm Business Auto Home Renters All Products
