Car insurance from a company that knows Wisconsin

We know what car insurance you need to be well-protected.

It seems everyone wants to sell you car insurance. When you buy it from Rural Mutual Insurance, you know you’re getting coverage from a company rooted in Wisconsin traditions. We can help you understand what insurance state law requires and what coverage levels you need. We’ve been protecting the people who live and work in our state since 1934.

We’re proud to be part of the communities we serve. A network of more than 100 locations across Wisconsin means our agents are your neighbors. We work hard to be good neighbors so you can be confident when you buy coverage from us. We have your needs and best interests at heart. That’s part of keeping Wisconsin a great place.

Premiums paid here, stay here to keep Wisconsin strong.

Every insurance quote should be unique because every situation is different. That’s why you will never see a computer generated quote from us anywhere online. We first match you with a local agent who will get to know you and your entire situation. Your agent will then prepare a quote specifically tailored to fit your needs. It’s the Rural Mutual difference that sets us apart.

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Coverage for cars, motorcycles and more

Bodily Injury Liability Coverage

If you cause a car accident that injures someone, this helps cover injuries and protects you from any financial burden.

Property Damage Liability Coverage

If you’re responsible for an accident, this covers the cost of damages you unintentionally cause to someone else’s property.

Comprehensive Coverage

This covers situations other than an accident, like vandalism, hail, fire and the ft.

Collision Coverage

This helps you repair or replace your vehicle if you collide with another vehicle or object.

Uninsured & Underinsured Motorist Protection

This covers damages for personal injuries you may experience if you’re injured in an accident and the other driver is at fault and doesn’t have insurance or enough insurance.

Medical Expense Coverage

If you or an insured passenger are hurt in an accident, this will cover medical or funeral expenses.

Rental Reimbursement Coverage

While your car is in the shop getting repaired, y our rental car costs will be covered up to a stated amount.

Emergency Roadside Service

If your car breaks down, this helps you get back on the road to your destination.

Making car insurance cost less

Multiple discounts are another reason to choose Rural Mutual Insurance for your car.

We’ve been listening to our customers since 1934, learning about what they need. That’s helped us develop options to meet those needs. One of the things we heard was that you would like opportunities to lower premium costs. So for customers who insure their cars or motorcycles with us, we offer a number of discounts:

  • If you have home or other coverage with us.
  • If all your vehicles, including commercial vehicles, are insured with us.
  • If your teenage driver qualifies as a good student.
  • If you’re claim free (other than towing, glass or rental claims).

Hard-to-beat auto insurance at easy-to-handle prices

  • Liability, collision, and comprehensive insurance coverage to fit your needs.
  • Multiple discounts available to lower your payments.
  • Competitive rates in your market and all across Wisconsin.
  • Automatic or debit/credit payment options available.

To get started or get more details, request a quote above or…

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