Wisconsin Life Insurance Life insurance and annuities are an important part of everyone’s financial plans. Choosing the right policy can be confusing with so many options. Work with our agents to help guide you toward finding the one that is right for you and your loved ones. Each type of life insurance has unique characteristics and knowing what makes them different will help you decide on the best option. *Life Insurance and annuity products offered through Farm Bureau Life Insurance Company. Contact your Rural Mutual agent for more information. Get a Quote Find an Agent Types of Life Insurance Term Life Term life is generally the most affordable life insurance option. As the name implies, the policy is suitable for a specific period (usually 10, 20, or 30 years). The term life policy does not gain cash value and cannot be used as an asset. Long Term Care Conserve your life savings and assets in case you require costly, long-term care. Your Rural Mutual Insurance agent will help you get the coverage you need and ensure your life’s work is protected. Whole Life Whole life insurance, also called permanent insurance, offers lifetime coverage that does not expire and builds cash value over time. Disability Income Protect your greatest asset – your ability to earn a living. Disability insurance helps assure you and your family retain the resources needed to cover living expenses if you become disabled. Universal Life Universal Life is a form of permanent insurance but generally offers greater flexibility than whole life policies. *Long Term Care and Disability Income insurance policies are underwritten by various insurance companies that are not affiliated with our company. See your Rural Mutual agent for more info about these products. Start My Quote Life Insurance Insights Common Questions About Life InsuranceLife insurance and annuities are an important part of everyone’s financial plans. … Read more Staying Healthy During the Winter MonthsTis the season! When winter hits, you know it’s time to gather … Read more Tips to Personalize Your Home, Auto and Life InsuranceWe know insurance coverage is not one-size-fits all. Finding a suitable insurance … Read more 4 Steps to Get Your Financial Affairs in OrderIf the last year has taught us anything, it’s that life can … Read more Life Insurance for Children – Protect Their FutureAs a parent, you want only the best for the child(ren) in … Read more 6 Ways Life Insurance Can Help Protect You and Your FamilyPurchasing life insurance is a smart financial decision, but it’s also an … Read more Products & Services Farm Business Auto Home Renters All Products