Farm insurance from leaders in the field

We prevent a loss from becoming a disaster, keeping Wisconsin farms strong.

Rural Mutual is the #1 writer of farm insurance in Wisconsin for a good reason: founded by farmers, for farmers, we understand in our bones your unique needs, whatever size your farm operation. Even better, our knowledge is specific to Wisconsin, which is the only market we serve. The premiums you pay stay here, making Wisconsin strong.

21st century agriculture continues to grow more complex, more expensive, more risky. Our coverage prevents the challenges that are a regular part of farm life from destroying your operation. Our network of more than 150 agents around the state live in the same communities you do. They treat you like a neighbor and make sure you’re well protected.

Be confident in your coverage

You can trust Rural Mutual to build personalized policies for your specific needs.

We know your farm is more than your business, it’s your way of life. We offer a broad range of coverage options to prevent putting that way of life at risk.

Our farm coverage options include your home and personal items, farm buildings, vehicles, farm personal property and workers’ compensation for your farm employees. And we offer a broad range of non-farm coverage. Our multi-policy discount makes insuring all your risks with Rural Mutual the right choice.

Crop Hail and Multi-Peril Crop Insurance

We know that the livelihood of farmers can depend on the weather. And in Wisconsin, it’s hard to tell what the season will bring. We are here to help protect what you work so hard for each and every harvest season.

Coverage that meets your needs

  • Dwelling
  • Personal Property
  • Farm Buildings and Structures
  • Farm Personal Property
  • Automatic Coverage for New Construction
  • Private Power and Light Poles
  • Farm Operations Records
  • Employer Liability and Medical Payments
  • Milk Spoilage
  • Silo Bags in the Open
  • Equipment Breakdown
  • Farm Machinery Replacement Cost
  • Loss of Use and Extra Expense
  • Rental Cost for Heavy Machinery
  • Pollution Liability
  • Ingestion Coverage
  • Milk Contamination
  • Peak Season
  • Accounts Receivable
  • Employee Dishonesty
  • Incidental Business Pursuits
  • Livestock Suffocation or Freezing
  • Computer Insurance
  • Insurance for Semen and Embryos