Business Insurance From a Company That Knows Wisconsin We understand that as business owners, you work hard and take risks to be successful. When you’re insured with Rural Mutual, you’re not just a number. Every client is important to us, especially small business owners. We’re proud to be part of the communities we serve. We work hard to be good neighbors so you can be confident when the unexpected happens we’ll be here for you. Get a Quote Find an Agent Explore our Business Insurance Coverages Business Auto Insurance Whether you’re a company of one or have a dozen employees, chances are you use some type of vehicle in the course of your work. Learn More > Equipment Coverage Breakdown for Business Everything breaks down eventually. If you’re not protected, repairing or replacing critical equipment can cost a fortune. Learn More > Workers’ Compensation for Business Manage workplace injuries with the right coverage and tools, like our 24/7 Rural Mutual Nurse Hotline. Learn More > Business Cyber Liability Coverage We partnered with Sontiq to provide proactive, comprehensive data breach and identity theft protection services. Learn More > Additional Business Insurance Coverage Spoilage Coverage Spoilage coverage reimburses the business owner for lost perishable goods due to a power outage, breakdown, or contamination. Tools and Equipment Protect your tools and equipment used on and off job sites during your operations as a contractor. Self-Storage Facility We can provide coverage if you are obligated to pay for property damage caused by you to your tenant’s property. We can also provide coverage for acts or omissions you are responsible for due to the lock-out, sale, or removal of your tenant’s property. Contractor’s Errors & Omissions Liability We can provide property damage coverage for your work if the damage is caused by unintentional faulty workmanship while you are doing business. Professional Liability We have a variety of professional liability endorsements available to protect you during your business operations. Business Income Also known as business interruption, we have a wide range of options to protect your net income during a slowdown or temporary suspension due to direct physical damage to your property arising from a covered cause of loss. Start My Quote BUSINESS Insurance Insights 6 Tips for Small Business Marketing in 2024 It’s natural to feel like there aren’t enough hours in the day … Read more How to Prevent Winter Workplace AccidentsEvery year thousands of workplace accidents occur due to winter weather. Whether … Read more Why Investing in Ergonomic Office Furniture is ImportantAccording to the Centers for Disease Control, more than half of United … Read more 5 Misconceptions of Starting a Small BusinessHave you ever thought of starting your own business? According to the … Read more Using a POS System for Business Inventory ManagementPoint of sale (POS) systems have revolutionized the way businesses manage their … Read more Best Practices for Filing a Towns Claim in WisconsinWhen you think of insurance, you might instantly think of your home … Read more Products & Services Farm Business Auto Home Renters All Products
