Business Insurance from a company who knows Wisconsin
Choose from a broad range of coverage for large and small business insurance needs
We understand as business owners you work hard and take risks to be successful. When you’re insured with Rural Mutual, you’re not just a number. Every client is important to us, even small business owners.
Local is better. We’re proud to be part of the communities we serve. A network of more than 100 locations across the state means our agents are your neighbors. We work hard to be good neighbors so you can be confident when you entrust your business’ future security to us. That’s part of keeping Wisconsin a great place to live and work.
Business Insurance Coverages
We are the 3rd largest insurer of business insurance in Wisconsin. Our custom business insurance plans allow business owners to feel confident that they are getting the protection they need at the right price with the best support.
Business Auto Insurance
Whether you’re a company of one or have a dozen employees, chances are you use some type of vehicle in the course of your work. Learn More >
Workers’ Compensation for Business
Manage workplace injuries with the right coverage and tools, like our 24/7 Rural Mutual Nurse Hotline. Learn More >
Equipment Breakdown Coverage for Businesses
Everything breaks down eventually. If you’re not protected, repairing or replacing this critical equipment can cost a fortune. Learn More >
Business Cyber Liability Coverage
We partnered with CyberScout to provide you with proactive, comprehensive data breach and identity theft protection services. Learn More >
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*This page is intended to highlight the features and benefits of our Business Insurance. For a detailed description of exact coverages, limitations and exclusions, please refer to the policy.
Rural Mutual’s Focus on Wisconsin Small Business Insurance
Rural Mutual Agent, Walter Camp talks with American Fireplace. We share the story about how agent accessibility and expertise diverted small business destruction and kept the doors open during a difficult time.
Keeping Your Business Insurance Affordable
Rather than put your business at risk, there are steps you can take to lower your rates while maintaining the protection of adequate business insurance.
Business Learning Center
Jobsite Safety Plans Help Protect Employees
While job-related injuries have dropped significantly over the past decade, there are still over 5,000/year and that’s reason for businesses to have a jobsite safety plan
The 5 Ws of Backing Up Data
Take the first step to protecting your valuable information by following the 5 Ws of backing up data—the who, what, where, when and why!
How the New Tax Reform Will Affect Your Business (And Ways to Make the Most of It)
To help businesses get a jumpstart on making the most of these changes in 2019, we’ve summarized how the tax reform may affect your business.
Does My Business Need Workers’ Compensation Insurance?
In the event of an unforeseen accident there’s a lot at stake for everyone involved. What is workers' compensation and do you need it for your business?
PHISHING PROTECTION TIPS: How to steer clear of threats
Use these tips to be alert, prevent a breach in your personal or business information and know what you should do if you are a victim!
Succession Planning: Start Now To Retire Sooner
Just like insurance, a succession plan should be thought of as a protection plan for your farm or business. Start your planning now to retire sooner!