Business Insurance from a company who knows Wisconsin

Choose from a broad range of coverage for large and small business insurance needs

We understand as business owners you work hard and take risks to be successful. When you’re insured with Rural Mutual, you’re not just a number. Every client is important to us, even small business owners.

Local is  better. We’re proud to be part of the communities we serve. A network of more than 100 locations across the state means our agents are your neighbors. We work hard to be good neighbors so you can be confident when you entrust your business’ future security to us. That’s part of keeping Wisconsin a great place to live and work.

Business Insurance Coverages

We are the 3rd largest insurer of business insurance in Wisconsin. Our custom business insurance plans allow business owners to feel confident that they are getting the protection they need at the right price with the best support.

Business Auto Insurance

Whether you’re a company of one or have a dozen employees, chances are you use some type of vehicle in the course of your work. Learn More >

Workers’ Compensation for Business

Manage workplace injuries with the right coverage and tools, like our 24/7 Rural Mutual Nurse Hotline. Learn More > 

Equipment Breakdown Coverage for Businesses

Everything breaks down eventually.  If you’re not protected, repairing or replacing this critical equipment can cost a fortune. Learn More >

Business Cyber Liability Coverage

We partnered with CyberScout to provide you with proactive, comprehensive data breach and identity theft protection services.  Learn More >


*This page is intended to highlight the features and benefits of our Business Insurance. For a detailed description of exact coverages, limitations and exclusions, please refer to the policy.


Start My Quote

Choose from a broad range of coverage to meet all your insurance needs.

Rural Mutual’s Focus on Wisconsin Small Business Insurance

Rural Mutual Agent, Walter Camp talks with American Fireplace. We share the story about how agent accessibility and expertise diverted small business destruction and kept the doors open during a difficult time.

Keeping Your Business Insurance Affordable

Rather than put your business at risk, there are steps you can take to lower your rates while maintaining the protection of adequate business insurance.

Business Learning Center