Keeping your business safe

That's our business at Rural Mutual Insurance.

In a world full of difficult choices, insuring your business with Rural Mutual is an easy one. Sole proprietors, partnerships and corporations all want the same thing: to make their businesses succeed. We help that happen with the right business and commercial property insurance. Because nothing derails success like unexpected losses.

We’re proud to be part of the communities we serve. A network of more than 100 locations across the state means our agents are your neighbors. We work hard to be good neighbors so you can be confident when you entrust your business’ future security to us. That’s part of keeping Wisconsin a great place to live and work.

Choose from a broad range of coverage to meet all your insurance needs.

Business and commercial property insurance is just one type of coverage Rural Mutual offers. We have been listening to our customers since 1934, learning about what they want to protect. We’ve built a strong portfolio of insurance offerings for homes, personal property, autos, health and life.

Premiums paid here, stay here to keep Wisconsin strong.

Every insurance quote should be unique because every situation is different. That’s why you will never see a computer generated quote from us anywhere online. We first match you with a local agent who will get to know you and your entire situation. Your agent will then prepare a quote specifically tailored to fit your needs. It’s the Rural Mutual difference that sets us apart.

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Choose from a broad range of coverage to meet all your insurance needs.

Explore our available Business Insurance Coverages

For specific information regarding your business industry, talk to your local agent.

Business Auto 

Whether you’re a company of one or have a dozen employees, chances are you use some type of vehicle in the course of your work.

Workers’ Compensation

Manage workplace injuries with the right coverage and tools, like our 24/7 Rural Mutual Nurse Hotline.

Equipment Breakdown Coverage

Everything breaks down eventually.  If you’re not protected, repairing or replacing this critical equipment can cost a fortune.

Business Cyber Liability

We partnered with CyberScout to provide you with proactive, comprehensive data breach and identity theft protection services.

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*This page is intended to highlight the features and benefits of our Business Insurance. For a detailed description of exact coverages, limitations and exclusions, please refer to the policy.

Keeping Your Business Insurance Affordable

Rather than put your business at risk, there are steps you can take to lower your rates while maintaining the protection of adequate business insurance.

Know Wisconsin’s Trespass Law Before Hunting

With the upcoming deer hunting season, hunters and rural landowners should be aware of Wisconsin’s trespass law. According to the law, hunters must obtain written or verbal permission to hunt on someone’s land. “The best way to ensure a safe...

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See the Value in Voting this Election Season

A message from Jim Holte, President of the Rural Mutual Insurance Company Board of Directors and Wisconsin Farm Bureau Federation: Throughout the years, I have seen quite a few elections. I won’t admit to how many, but I will reminisce...

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