Business Insurance From a Company That Knows Wisconsin We understand that as business owners, you work hard and take risks to be successful. When you’re insured with Rural Mutual, you’re not just a number. Every client is important to us, especially small business owners. We’re proud to be part of the communities we serve. We work hard to be good neighbors so you can be confident when the unexpected happens we’ll be here for you. Get a Quote Find an Agent Explore our Business Insurance Coverages Business Auto Insurance Whether you’re a company of one or have a dozen employees, chances are you use some type of vehicle in the course of your work. Learn More > Equipment Coverage Breakdown for Business Everything breaks down eventually. If you’re not protected, repairing or replacing critical equipment can cost a fortune. Learn More > Workers’ Compensation for Business Manage workplace injuries with the right coverage and tools, like our 24/7 Rural Mutual Nurse Hotline. Learn More > Business Cyber Liability Coverage We partnered with Sontiq to provide proactive, comprehensive data breach and identity theft protection services. Learn More > Additional Business Insurance Coverage Spoilage Coverage Spoilage coverage reimburses the business owner for lost perishable goods due to a power outage, breakdown, or contamination. Tools and Equipment Protect your tools and equipment used on and off job sites during your operations as a contractor. Self-Storage Facility We can provide coverage if you are obligated to pay for property damage caused by you to your tenant’s property. We can also provide coverage for acts or omissions you are responsible for due to the lock-out, sale, or removal of your tenant’s property. Contractor’s Errors & Omissions Liability We can provide property damage coverage for your work if the damage is caused by unintentional faulty workmanship while you are doing business. Professional Liability We have a variety of professional liability endorsements available to protect you during your business operations. Business Income Also known as business interruption, we have a wide range of options to protect your net income during a slowdown or temporary suspension due to direct physical damage to your property arising from a covered cause of loss. Start My Quote BUSINESS Insurance Insights Insurance premium audits: What you need to knowImagine you own a small but successful landscaping company. You enter your… Learn More > Insurance premium audits: What you need to know Common PPE and why it’s important for safetyDave had done this task a hundred times before—checking the assembly line… Learn More > Common PPE and why it’s important for safety Methods to boost morale in remote work environmentsIt’s 5:00pm on a Tuesday. As you log off for the day,… Learn More > Methods to boost morale in remote work environments Choosing the right location for your businessChoosing the right location for your new business is a major decision… Learn More > Choosing the right location for your business What is risk management and why is it important?“Risk comes from not knowing what you’re doing.” – Warren Buffett And… Learn More > What is risk management and why is it important? 5 tips to prevent business theftImagine you own a golf shop north of Milwaukee, near the heart… Learn More > 5 tips to prevent business theft Products & Services Farm Business Auto Home Renters All Products
