Pay Your Bill Online

Use your bank account, credit card or debit card to pay your Rural Mutual Insurance bill online.

Please select which insurance policy you would like to pay below.

Note: Payments are considered on time as long as the submission is no later than 5 p.m. Central Standard Time on the due date. If you have any questions, contact us or talk to your insurance agent.

Payment Types

Electronic Withdrawal — Checking or Savings Account

Electronic withdrawal is a payment method that electronically withdraws funds from your checking or savings account. This payment option is available for all Rural Mutual policy types. You can pay your bill using your bank routing number along with your checking or savings account number.

Important — If this transaction is rejected due to insufficient funds, you may be charged a $25 processing fee — and your policy may lapse.

Credit or Debit Card Payments

Pay for your Rural Mutual policies using your credit or debit card.

Your credit or debit card number, expiration date and security code will be required to complete this payment transaction.

PayPal/PayPal Credit

PayPal/PayPal Credit is an electronic commerce company that facilitates payments between parties through online transfers.  PayPal allows customers to establish an account on its platform, which is connected to a user’s credit card or checking account.  Once identification and proof of funds are confirmed, users can begin sending or receiving payments to and from other PayPal accounts online through the company’s app.  Customers may use PayPal Credit to pay premiums via their VISA card for Farm and Commercial lines.

PayPal does charge a fee for instant transfers – see their website for more information.


Venmo is a mobile payment service owned by PayPal.  Users create an account via a mobile app or website and provide basic information and bank account information.  Recipients of transactions can be found via phone number, Venmo username, or email.  Users have a Venmo balance that is used for their transactions.  Users can link their bank accounts, debit or credit cards to their Venmo account.

Venmo does have some fees associated with its use – see the website for more information.

Pay By Phone

Pay by phone by calling the following number: 866-835-9075.  Open 24/7.

Have Billing Questions?

Contact us online or give us a call at 877-219-9550.  Do you have specific questions regarding your policy? Contact your agent today!

Subscribe To Our Newsletter