Have fun on the water knowing you are properly covered
Add watercraft/boat insurance on your current Rural Mutual policy today!
Our watercraft insurance can protect you against most risks of owning and operating your boat, the boat equipment and accessories, its motor, and its trailer. This includes newly acquired watercraft, temporary substitute watercraft and non-owned watercraft.
Watercraft Liability pays all sums up to the limit of liability which you are legally liable because of injury or property damage caused by a watercraft accident including legal defense.
Watercraft Medical Payments pays up to the limits in the policy all necessary medial expenses incurred within 3 years for anyone occupying the insured watercraft injured by an accident arising out of the ownership, maintenance, or use of the watercraft.
Boating Risks
These risks may include:
- Sinking
- Fire
- Storms
- Theft
- Capsizing
- Stranding
- Collision
- Explosion
What is covered?
Property that can be covered under our watercraft insurance includes equipment permanently attached to the boat as well including:
- Anchors
- Oars
- Electric trolling motors
- Extra fuel tanks
- Radio transmitters
- Seat cushions
- Life preservers
- Boat covers
