Rural Mutual Insurance Declares 5% Farm Dividend for the Sixth Year

$15 Million Given Back to Farm Policyholders Through Dividend Program

For the sixth year in a row since Rural Mutual Insurance established the first-of-its-kind Farm Dividend Program, the company’s Board of Directors declared a 5% dividend on all eligible farm policies for 2021 farm policyholders. Over the past six years, Rural Mutual has paid out over $15 million to Wisconsin farmers as part of this program.

Based on the company’s positive operating results, an estimated $2.8 million will be paid out in 2022 upon the farm policy renewal. Farmers will start to receive dividend checks in early February. 

“We are grateful to be in a strong financial position that we are able to give back to our Wisconsin farmers. We recognize their dedication to agriculture and their loyalty to Rural Mutual. We wouldn’t be who we are today without them, and this is one way we can show our appreciation,” said Dan Merk, Executive Vice President and CEO of Rural Mutual Insurance.  

In 2017, Rural Mutual Insurance became the first Wisconsin-based insurance company to offer its farm policyholders a dividend. The Farm Dividend is one of the ways Rural Mutual continues to support their farm policyholders. It also reinforces their strong relationship with the Wisconsin Farm Bureau.  

#1 Farm Insurer in Wisconsin

Rural Mutual is the number one writer of farm insurance in Wisconsin. The company was founded by farmers to better understand farmers’ unique insurance needs, no matter the size of the farm operation. Rural Mutual is a single-state insurer, so local agents’ knowledge is specific to Wisconsin. Its farm coverage options include home and personal items, farm buildings, vehicles, farm personal property, and workers’ compensation for farm employees.

For more information, please reach out to a Rural Mutual Agent, or visit