Custom Farm Insurance Plans for Wisconsin: Wisconsin Agri-Business Endorsement

No two farms are the same. That’s why we offer customized plans to meet the needs of Wisconsin farmers rather than off-the-shelf policies. Since 1934, we’ve only done business in Wisconsin. We’re from here and we know how to protect your livelihood. It’s no wonder we’re the #1 farm policy writer in Wisconsin.

Available coverages for Agri-Business Endorsement

We know that insurance coverage is not a “one-size-fits-all” plan. At Rural Mutual Insurance Company, our promise is to tailor our plans to meet your specific needs. We offer three Agri-Business endorsement to fit your insurance needs. Whether you are a small or large operation, we have you covered.

Agri-Business Silver

Some highlights of our Agri-Business Silver endorsement include:

  • New Construction –When you build a new farm dwelling or building.
  • Outdoor Signs – To pay for signs not attached to your buildings.
  • Cab Glass – We will lower your deductible for damage to cab class.
  • Expense of Emergency Hay and Silage Removal – To prevent damage due to a covered loss, such as fire, we will pay for expenses you incur to remove your hay or silage from any bag, silo or building.
  • Fire Extinguisher or Fire Extinguishing Systems Expense – We will pay to recharge or replace your fire extinguishers or fire extinguishing systems when they are discharged due to a covered cause of loss.
  • Other Coverages – We provide you additional coverages for milk spoilage, silo bags in the open and private power and light poles.

Agri-Business Gold

Our Agri-Business Gold endorsement provides higher limits on some coverages included within the Agri-Business Silver endorsement. Additional coverages are added as well, including:

  • Business Income and Extra Expense Coverage – This provides coverage for lost income due to a covered loss with no waiting period, up to 12-months, causing a necessary suspension of your farming operations.
  • Property in the Custody of a Common or Contract Carrier – We will provide coverage to covered property while in the custody of a common or contract carrier.
  • Other Coverages – We provide you additional coverages for rental cost coverage for heavy machinery, employee benefits liability and employment practices liability.

Agri-Business Platinum

Our Agri-Business Platinum endorsement provides higher limits on some coverages included within the Agri-Business Gold endorsement. Additional coverages are added as well, including:

  • Diminishing Deductible – If you carry a higher deductible and stay claim free, you may be eligible for a diminishing deductible, reduced up to 50%.
  • Other Coverages – We provide you additional coverages for removal of fallen trees and refrigerated products which are not farm personal property.
Contact your agent to learn more! Or start your farm quote online below.