No two farms are the same. That’s why we offer customized plans to meet the needs of Wisconsin farmers rather than off-the-shelf policies. Since 1934, we’ve only done business in Wisconsin. We’re from here and we know how to protect your livelihood. It’s no wonder we’re the #1 farm policy writer in Wisconsin.
Available coverages for Agri-Business Endorsement
We know that insurance coverage is not a “one-size-fits-all” plan. At Rural Mutual Insurance Company, our promise is to tailor our plans to meet your specific needs.
Pollutant Clean Up and Removal
Different than debris removal, this provides coverage up to a certain limit to extract pollutants from land or water at your location resulting from a covered loss.
If you carry a higher deductible and stay claim free, you may be eligible for a diminishing deductible, reduced up to 50%.
Expense of Emergency Hay and Silage Removal
To prevent damage due to a covered loss, such as a fire, we will pay up to $5,000 for expenses you incur to remove your hay or silage from any bag, silo or building.
Business Income and Extra Expense Coverage
This provides coverage for lost income due to a covered loss with no waiting period, up to 12-months after sustaining a loss due to the necessary suspension of your farming operations.
Fire Extinguisher or Fire Extinguishing Systems Expense
We will pay up to $2,500 to recharge or replace your fire extinguishers or fire extinguishing systems when they are discharged due to a covered loss.