Hemp Insurance from the #1 Farm Insurer in Wisconsin
We expanded our agribusiness practice to serve Wisconsin Industrial Hemp operations, including growers, distributors and retailers. As the number one farm insurer in Wisconsin, we strive to understand the complexity of the hemp industry to better serve our clients insurance needs.
Is Hemp Legal in Wisconsin?
The 2018 Farm Bill removed hemp from the federal Controlled Substances Act (CSA). Hemp in Wisconsin is recognized as an agricultural commodity and can be grown for many types of products, which fall into three main categories: CBD oil, fiber and grain/seed
All growing and processing of hemp in Wisconsin will continue to be regulated and administered through Wisconsin Dept of Agriculture Trade and Consumer Protection for 2019. Farmers must have a valid growers license and annual registration to grow Hemp in Wisconsin
CBD and Hemp Insurance: Who do we cover?
The following types of industrial hemp operations can be considered for coverage:
Farm Hemp Coverage
- Harvesting and Storing of Industrial Hemp (insured’s own crop)
- Storing Industrial Hemp of Others
- Custom Farming Operations
- Drying Industrial Hemp for Others
- Processing of Industrial Hemp
Commercial Hemp Coverage
- Hauling for Others
- Trip Transit and Motor Truck Cargo
- Custom Farming Operations and Drying for Others
- Processing of Industrial Hemp and Manufacturing of Hemp Products
- Retail Sales of Industrial Hemp
Choose from a broad range of commercial insurance coverage for large and small business operations, including business auto insurance, workers’ compensation and equipment breakdown.
Industrial Hemp Crop Hail Insurance
Learn more about crop hail and multi-peril crop insurance
Even though the 2018 Farm Bill makes industrial hemp eligible for federal crop insurance, it could be up to 4 years before the USDA has hemp crop insurance available.
Since Multi-Peril Crop Insurance (MPCI) is a federally regulated program, Authorized Insurance Providers (AIP’s) have to wait for the USDA to develop and release hemp crop insurance programs.
Meanwhile, private insurance companies can develop their own Crop Hail Insurance for Hemp. Rural Mutual is offering Crop Hail for Hemp available for 2019. Crop hail covers losses due to hail, fire, lighting, vandalism and vehicle damage.
Industrial Hemp Covered by Multi-Peril Crop Insurance
Learn more about multi-peril crop insurance
Wisconsin is included in a pilot program offering Multi-Peril Crop Insurance (MPCI) coverage on Hemp for 2020. Insurable types of hemp include Grain, Fiber and CBD. Multi-Peril Crop Insurance covers losses due to drought, excess moisture, disease, fire, insect damage, hail, wildlife damage, and more.
In order to qualify, the variety of hemp grown must be listed as approved by the state regulatory authority, it must meet minimum acreage requirement based on type to be insured and you must have at least one year of history with hemp. Sales closing date for all counties is March 15th.
Contact us to protect your hemp operation
Submit this from online and a Rural Mutual hemp expert will contact you.
The Rise of Hemp and What it Means for Wisconsin
Uncertainty in the farming industry are forcing Wisconsin farmers to think ‘outside the barn’ for alternative crops to cultivate. Hemp may just be the answer they are looking for.
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Estimated $2.5 million to be paid out in 2020
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Explore our Agriculture and Farm Insurance Coverages
We know your farm is more than your business, it’s your way of life. We offer a broad range of coverage options to prevent putting that way of life at risk.

Hail Coverage for Crops
We know that the livelihood of farmers can depend on the weather. And in Wisconsin, it’s hard to tell what the season will bring.
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Dairy Revenue Protection
Dairy RP is a product designed to protect the revenue of milk production on a dairy operation.
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Workers’ Compensation for Farmers
In the event of an unforeseen accident there’s a lot at stake for everyone involved. Who is going to pay for the medical bills if a worker is injured on the job?
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Commercial Agribusiness Insurance
With contract or custom farming or agri-tainment, there are many moving parts to make sure your business and your partners are successful. Let us help!
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Hemp Insurance
We expanded our agribusiness practice to serve Wisconsin Industrial Hemp operations, including growers, distributors and retailers.
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Crop & Livestock Insurance
Multi-peril crop insurance (MPCI), Livestock Risk Protection and Livestock Gross Margin policies are risk management tools to protect your production.
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